Discover Financial Services


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Discover Financial Services

When Discover introduced the first cash rewards credit card in 1986, Discover committed ourselves to meeting the needs of their cardmembers with the best possible customer service - and they still stand by that commitment today. They're building their company by listening to consumers and developing products and programs that help them get the most for their money. Beyond credit cards, their banking and payments businesses offer rewarding products backed by that same commitment to high-quality service that they have had from the start.


Discover is an online banking leader with products and services that extend beyond credit cards into other loans and savings products, all of which offer their customers great rates and superior customer service.

Discover Card: The Discover card was launched with a simple objective: to reward customer loyalty in a more meaningful way, while also providing more choice and control over credit. They were the first to introduce a cash rewards card and also offered no annual fee and 24/7 customer service, which was almost unheard of back in 1986. They're now one of the largest credit card issuers in the United States and offer a comprehensive line of cash, travel and gift cards to both consumers and small businesses alike.

Discover Bank: They offer a broad range of direct banking products such as online savings, certificates of deposit, and money market accounts, as well as personal accounts, student and home loans. Their two banking affiliates, Discover Bank and Bank of New Castle, are chartered and regulated by the Office of Delaware State Bank Commissioner and the FDIC, which insures their deposits and serves as their federal banking regulator.

Discover Home Loans: Discover Home Loans, the newest entrant in the Discover family of products, was built to provide customers simpler, easier, and more rewarding home financing. With competitive rates and fees, dedicated mortgage bankers, and access to online tools and resources, Discover Home Loans delivers key benefits to consumers whether they are refinancing or buying a home for the first time.


Billions of financial transactions pass through Discover's electronic payment networks each year. From credit to debit to international transactions, they've got you covered 24 hours a day and offer some of the best security and safety in the industry.

Discover Network: Their comprehensive and secure payments network supports a full range of credit, debit and prepaid cards, including Discover card. They provide customer-centric tools and programs designed to help issuers, acquirers and merchants drive loyalty, increase transaction volume, and run their businesses with streamlined efficiency. They've also formed strategic alliances with China UnionPay and JCB to provide reciprocal card acceptance on these networks in many countries around the world.

PULSE: Acquired in 2005, PULSE has operated one of the nation's leading ATM/debit networks for over three decades, serving more than 4,500 banks, credit unions and savings institutions across the U.S. and linking cardholders with ATMs and point-of-sale payment terminals nationwide. PULSE employs a state-of-the-art network environment designed to provide continuous service, processing transactions and settlement simultaneously.

Diners Club International: Acquired by Discover in 2008, Diners Club International is a globally recognized brand serving the payment needs of consumers, corporations and small business. Established in 1950, Diners Club International offered the first multi-purpose charge card in the world, launching a revolution in how consumers and companies pay for products and services. Diners Club cards are accepted in more than 185 countries and at millions of merchant and cash-access locations globally.

Headquarters in Salt Lake City, Utah, United States.

Company Headquarters Information:

Discover Financial Services, P.O. Box 30943, Salt Lake City, UT 84130-0943 USA

Customer service phone (USA): 1-800-DISCOVER ( 1-800-347-2683 )

Outside USA, call 1-801-902-3100

TDD: 1-800-347-7449

Discover Financial Services website address:

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